Realistic Simulation
Trade like it's a real cash account. An opt-in mode that layers Charles Schwab cash-account rules onto your simulator.
What Realistic Simulation adds
- Real market hours — trades blocked outside 9:30 AM–4:00 PM ET, US holidays observed
- T+1 cash settlement — sell proceeds are unsettled until the next business day
- Good Faith Violations — buying with unsettled funds and selling before settlement logs a GFV; 3 in 12 months triggers a 90-day settled-cash restriction
- 30-day wash sale flag — informational warning when you repurchase a stock within 30 days of a loss sale